MEDICARE PART A

How much does Part A cost?
You usually don’t pay a monthly premium for Medicare Part A (Hospital Insurance) coverage if you or your spouse paid Medicare taxes while working. This is sometimes called “premium-free Part A.”

If you buy Part A, you’ll pay up to $411 each month. But, most people get premium-free Part A. You can get premium-free Part A at 65 if:

 You already get retirement benefits from Social Security or the
 Railroad Retirement Board.
 You’re eligible to get Social Security or Railroad benefits but haven’t filed for them yet.
 You or your spouse had Medicare-covered government employment.
If you’re under 65, you can get premium-free Part A if:
 You got Social Security or Railroad Retirement Board disability benefits for 24 months.
 You have End-Stage Renal Disease (ESRD) and meet certain requirements.
In most cases, if you choose to buy Part A, you must also have Medicare Part B (Medical Insurance) and pay monthly premiums for both.

Some people automatically get Medicare Part A (Hospital Insurance). Learn how and when you can sign up for Part A by visiting your local Social Security office.

Any questions, contact a licensed agent at (800) 983 – 8011